If you’re searching for an innovative, cost-effective home loan in 2025, look no further than Unloan, the digital-first mortgage solution built by CommBank. With competitive rates, loyalty discounts, and zero fees, Unloan is reshaping what it means to take out a home loan.
What Makes Unloan Stand Out?
Unloan’s unique features have not only caught the attention of borrowers but also industry experts. Its standout offering includes:
- Low Variable Rates: For owner-occupiers, rates start at *5.99% p.a. (5.90% p.a. comparison rate), while investors can access rates as low as *6.29% p.a. (6.20% p.a. comparison rate).
- Loyalty Discounts: Borrowers receive a 0.01% p.a. discount every year, rewarding long-term commitment with a maximum discount of 0.30% over 30 years.
- No Fees: Say goodbye to application, account, change, and exit fees—Unloan eliminates these charges entirely.
- Flexibility and Accessibility: Features like free extra repayments and redraws ensure you can manage your loan on your terms.
These benefits have earned Unloan consecutive wins in the Mozo Experts Choice Home Loan Awards, cementing its reputation as a leader in low-cost home loans.
A Fully Digital Experience
In an era where convenience is key, Unloan’s digital-first approach allows borrowers to apply online in as little as 10 minutes. With a fully digital approval process on the horizon, Unloan is setting new standards for efficiency and simplicity in the mortgage space.
Loan Details
For Owner-Occupiers
- Rate: 5.99% p.a. (5.90% p.a. comparison rate*)
- Maximum Loan Amount: Up to $10M
- Deposit Requirement: Minimum 20%
- Key Features: Free extra repayments, redraw options, and no fees.
For Investors
- Rate: 6.29% p.a. (6.20% p.a. comparison rate*)
- Maximum Loan Amount: Up to $10M
- Deposit Requirement: Minimum 20%
- Key Features: Same benefits as owner-occupiers, tailored for investment properties.
Ready to Reimagine Your Mortgage?
At Vantage Loans, we’re here to help you unlock the benefits of innovative solutions like Unloan. Whether you’re an owner-occupier or an investor, our team can guide you through your options, ensuring you secure a loan that fits your needs.
Contact us today at 1800 595 500, email support@vantagefinancial.com.au, or visit vantagefinancial.com.au to start your journey toward smarter home financing.
